Signature Loans

13.00% APR

*$7,500.00 maximum amount available after 18 months of B&V permanent employment or B&V Credit Union membership. (pro-rated for less than 18 months of B&V permanent employment or B&V Credit Union membership)
*maximum 36 month payback

A signature loan is a loan not backed by collateral. This type of loan is also called an “unsecured loan”.

If you would like to estimate your monthly payment, please use our loan calculator.

General Loan Calculator***

***Use of calculator is not a guarantee of credit.

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Share Secured

Because Good Credit History matters more than no history! Hold on to your savings with us! Complete the loan application, and your shares will be used as collateral with No Credit Check. Advantages: Can help you build your credit or make a purchase without dipping into your savings with a low interest rate.

Contact our office for further details...

  • Your choice of Collateral: Share Savings or Share Certificate
  • No Fees
  • Flexible terms up to 48 months to better fit your financial situation
  • Your available balance can be 100% borrowed
  • The account will continue to earn dividends on the full balance

VISA Credit Card

Great Low Fixed Rates!!

Classic - 10.99% APR
Gold - 8.99% APR

B&V Credit Union is pleased to offer low fixed rates on our VISA Card program. This is a "grace" billing system, so if the balance is paid in full within 25 days of purchases, no finance charge would apply. VISA payments may also be made in the Credit Union office to insure immediate credit to your VISA account, eliminating delay in mail time. Apply here or stop by the Credit Union office for an application and further information.

B&V CU Purchase With Credit Card
Why CU

Why Credit Unions

Credit Unions are member owned and run. That means each member has equal ownership and equal voting power - regardless of how much money a member has in their account.

Credit Unions are not-for-profit organizations. That means we return our profits to our members in the form of attractive savings and loan rates. In contrast, banks focus on profits for their shareholders You'll get personalized service you can't get at a bank.

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